Jump to content

FortunateOne

Banned Users
 View Profile  See their activity

  • Posts

    1,719

  • Joined

  • Last visited

  • Days Won

    1

 Content Type 

Everything posted by FortunateOne

  1. FortunateOne
    JulieSB, This is all part of the healing process and apologize to you for getting of track with your issue. This is something that after a lot of soul searching you may want to decide to be upfront with your boyfriend. Remember, one lie begins another and so on. Please, if you plan to form a permanent life with him, go to premaritual consuling and be honest about your insecurities. Trust me, if he truly loves you he will heal with time. It might take quite a while, but he will once again trust you. Do this with care, love and affection in order to soften the blow. Okay.
  2. FortunateOne
    Hey, You've got it made there. It's only foure more years of your estimated 76 years on earth. Stick with it, finish school, and move on to bigger and better things. You work for the public sector and have security for now. The private sector is cutthroat and merciless. So, enjoy the free time at work, heck you have time to help other on this site, that should be reward enough. Stick it out and make the best of it.
  3. FortunateOne
    My sensere regrats and apologies JulieSB, Closure and Avman.
  4. FortunateOne
    JulieSB, This is all part of the healing process and apologize to you for getting of track with your issue. This is something that after a lot of soul searching you may want to decide to be upfront with your boyfriend. Remember, one lie begins another and so on. Please, if you plan to form a permanent life with him, go to premaritual consuling and be honest about your insecurities. Trust me, if he truly loves you he will heal with time. It might take quite a while, but he will once again trust you. Do this with care, love and affection in order to soften the blow. Okay.
  5. FortunateOne
    Closure, you are completely out of line to say what you say. I'm a man and I've experienced an abusive childhood. If I was a relative of the supposed hypothethical scenario you lay out i'd be the second one, after the law enforcement authorities, at your door to teach you about power and dominating strenth. I once physically confronted a man at a grocery store due to the physical abuse lashed out at a child and the police never arrested me. So, under the color of morallity youd better seek some type of anger management to put those unhealthy thought out of your mind and starting a new thread on this might, no, will begin to help that insecureity that manifests these crazy remarks.
  6. FortunateOne
    First: I WORK in finance and I know how lenders (Credit Card, Mortgages, Auto, Commercial, Personal Lines of Credit, Etc.) are undrwritten. I deal with this on a daily basis and know that CCCS lowers your FICO score the same amount as any of the two(2) bankruptcies Ch7 and Ch13. Second: The BK I suggested is a restructuring of the debt (Ch13) not complete wipe off of the debt (Ch7). This BK Ch13 only stays on the credit history as long as the court sponsored administrator dispurses the debt through out the creditors. The same thing that CCCS offers, but with the LEGAL backing of the Federal Courts. No creditor can challange the courts ruling. Third: As for CCCS i've seen countless times when they reach terms of repayment based on how the credit card company feels that week. CCCS does NOT have any say what so ever in the repayment of the debt. Furthermore, the three credit rating agencies treat CCCS EXACTLY like a BK Ch13 on their credit rating. Fourth: Future creditors that will give you a loan to buy a house or car will enterpret the BK Ch13 more favorably than CCCS since once the debt is paid off the it is final with out appeals from the creditors, unlike CCCS which after their suggested pay off they can REOPEN the case/debt agaist the original borrower. Once again federal protection is suggested. Lastly: I've seen first hand how predetory these lenders can be to hand out credit so fast to college kids in the bet that Daddy or Mommy will bail them out. I've yet to understand what type of underwritting debt ratios they use to qualify some one with little to no income. I think that's userous and maybe raqueteering, if not for the legal imdemnety that congress gives banks. well, you can take my advice or not, but PLEASE consult an credit and bankruptcy attorney before you decide.
  7. FortunateOne
    My training years ago was in banking finance and one thing I learned is that if you go to some type of CCCS it will show up on your credit report and is treated by lenders as a Bankruptcy Ch13 for underwritting purposes. My sugestion is to file a reorganizational BK 13 instead of CCCS since the court can FORCE the creditors to negotiate, unlike CCCS which has NO jurisdictional authority over creditors. Furtheremore, it cost the same in the long run. Go over this very carefully with your parents and a BK attorney.
  8. FortunateOne
    Good one. LOL. Don't think that thought hasn't crossed my mind. That's why I EXTREAMLY careful when younger women chase me.
  9. FortunateOne
    For this reason most men I know tell they prefer youger women since they didn't get their stuff together, but these men won't admit to it. Not to add fuel to the battle of the sexes they also say that's it's easy to manipulate impressional young women.
  10. FortunateOne
    Sadly, life is full of dispointing people. The trick is to stay positive and understand it's not you, but them, with the problem. The best way to deal with this is to leave illusions and fantasy behind and focus on what you can control. This will make you a better man that will find the best in every situation, good or bad. That's why I have the quote below.
  11. FortunateOne
    I do agree that women mature faster than men, yet there are a few men that are beyond their years, so I can understand womens maturity needs, yet I don't like to be stereotyped.
  12. FortunateOne
    Dude! We all don't need to repeat ourselves.
  13. FortunateOne
    In a disfuctional way, YES! They are looking for support (cash, emotions, resposibility, etc.) instead of fixing their mental state towards a more productive life. Then if the guy is in his teens or early 20's it's a sexual experince thing.
  14. FortunateOne
    In my opinion men that are attracted to younger women are in it for their libido rather than a relationship. As Dr. Laura says there are males and there are men; males being the child like idiots that are shallow and men being the responsible person one needs to be to raise a family.
  15. FortunateOne
    Hi everyone. This is a questions that's been bothering me for a few years. I seem to enjoy the company of women around my age (+-3yrs). I find that I have a lot in common with my generation and I want someone within my age to someday wed and grow old with, yet quite a few of them tell me they want an older man (10 yrs on average) for a serious relationship or possible future husband. Go figure. I've been told it's a security and maturity thing as an answer, but I offer quite a lot of both along with my emotional and physical health. Strangely I attracts younger women in their mid 20's that are too immature. Do you women have some sort of fatherly thing going on or what? Just curious.
  16. FortunateOne
    Dude! you know what to do. This is a no brainer. Get out while the getting is good.
  17. FortunateOne
    It depends, within my circle of male friends we tend to fall into two catagories, free spirited and down to business. My free spirited friends tend to enjoy the intense sexual teasing game with out them having a care inthe world, yet the other group, myelf included, enjoy teasing only if it's part of the courtship process. And to futher complicate matters teasing doesn't need to be sexual. I for one get turned on the most by a woman's intellect as we bantor POV's around. Frankly, the more a woman sexually teases me, the more they are trying to manipulate something from me, it becomes a turn off. So it really depends on the type of guy you're trying to tease and what you want to accomplish with your teasing.
  18. FortunateOne
    Most people rather stay in a bad comfortable situations then confront the fear of the unknown, which in your case will be far better than what you're in now. Grab life while you're young and make it happen. Emotionally heal yourself and everything will be better tomorrow. Trust us all with what we're advicing you on and we will support you through your change.
  19. FortunateOne
    Fourth to agree!
  20. FortunateOne
    No harm, no foul. Telling them will only bring you more problems, but the deeper issue here is your guilt. It's manifesting itself from some issue you haven't faced. In my opinion for someone at the age of 30 to be behaving as a teen is the genesis of this guilt. There must be a more mature way to erespect your parents and your self. Just a thought, yet don't put too much wieght on it.
  21. FortunateOne
    Don't be passive aggressive about this, be proactive and set the rules that will determine a safe and sane future for the both of you. Go see the attorney and remember to stay strong in your what you do.
  22. FortunateOne
    Ellie, Create a thread for advice on this. MG
  23. FortunateOne
    Try this link for a start link removed
  24. FortunateOne
    Ah! Now you're starting the journey of healing by seeing that origin of this problem. Depression is where the asnwer is, by fixing your mental health you will get the man of your dreams. Stay on this road and ask everyone here how to overcome it. Your self respect, self worth and self confidence will benefit greatly and thereforeeee set guideline to weed out the losers that cross your path.
  25. FortunateOne
    I feel for your dilema, yet you need to stay focused on the child's needs. Do what creates a healthy and wholesome environment for for your child. As for the ex's behaviour, remember you have custody; I'm assuming legal custody finalized by a court with an enforcement order. Don't let this guy bully you. You can always get a restraining order for his threats. Please remember you're doing this for your child's future and for your protection if needed. Also, a male friend being present can help with any security issues. Trust in the friends and loved ones around you.
×
×
  • Create New...