Hi there,
I have just read you message and it is so sad that you feel this way. Suicide is not the answer. I know that you are thinking ive heard this all before you dont understand what im feeling or going through. But there is help out there you just have to find it, instead of worrying about all the things that are going wrong, look at the things you can fix and turn them around. You can do if you really want to. There are loads of places you can go to to talk about your worries and the people there will help you through this. For the debt, dont worry about it, if you speak to these people, they will show you how to get yourself out of debt, you have several options. One of the options is by explaining you circumstances, you can reduce your debt amount you payout. There is places out there that deal with that and will do all the phone calls for you and get the companys to reduce the amount of money.
For having no job, you must not worry about that either loads of people are out there with no job, go to the job centre and they will sort you out for money, if you have had a previous job then you have paid enough national insurance so you are intitled to that money from them, lots of people survive on that amount so if they can do so can you.. Have you ever tried voluntering work? you would get so much out of this by helping other people, and on many occasion you can get full employment from it. Another option you have is when your filling a application form for a job why dont you miss out a couple of qualitfications that you have, so you dont look to over qualified.
Im sorry but suicide is not the answer, if you took your own life the ones that love and care for you would suffer the most, would you want them to feel that pain. I know you wouldnt. You have to try and try, there is life out there you jsut have to grab it any way you can. Go speak to a debt counsellor and visit the jobcentre and get money from them.
I hope ive helped, try not to let this get to you.
All the best.