lady00 Posted November 13, 2011 Share Posted November 13, 2011 I feel like I raise eyebrows in my family because I am very cautious with money. Many things seem like unnecessary expenses to me and the thought of spending a bunch of money purely for leisure reasons makes me cringe. It's not that I don't ever treat myself to nice things. I do on occasion but I just feel like I need to be responsible about my spending. I don't make as much money as my friends and that is a conscious choice I made (I left a high-paying job and took a huge pay cut in order to take an opportunity that gives me great experience that will look good on my resume and that I am enjoying doing). However, the result is I can't just spend money like it's nothing and yet sometimes I feel like I'm being looked at as the cheap one. One example is that I don't want to buy a new computer. I have a netbook which is not a good substitute for a real laptop but for my purposes it works. I don't feel that I need a new laptop (I had one, it broke and I decided I could do without it and didn't want to spend hundreds of dollars or up to a couple thousand to get a new one). I find that things often seem reasonably priced to start with then when you realize all the things you need to add on top of that, it gets unwieldy quite easily (best example of this being vacations--the added expenses that just seem to always crop up just make me feel like I ought not to be going). When I had the high-paying job, I spent a lot of my money on paying down my debt from graduate school loans. As a result I have $0 in debt today and I have no desire to go back into debt. I sometimes feel resentful when I agree to do a group activity thinking the price will be X and then all these unexpected add-ons make the price Y (much higher) and I can't back out of it but at the same time, I feel like people should be understanding that I don't make what I used to make and can't be spending like I could have in the past (even though again, I did not because I spent a good chunk of what I made on loans). Overall, my parents think I am being cheap and just need to stop worrying so much about money. They know my financial situation very well. I'm not broke by any means and I have actually saved up a good amount. At the same time, I do worry a lot about money because I took a huge pay cut and also because my next job is not guaranteed to make more than I make now (my current position is time-limited and has a fixed end point). I have never said anything to my friends about this but sometimes some of them spend like there is no tomorrow and even though they have high-paying jobs, they are not guaranteed to be working there tomorrow and I know they are also in debt because they told me so. So why are they spending $600 on shoes and $4000 on purses? Am I crazy or is that a little bit irresponsible? I guess my question is: can anyone relate to how I feel? Am I just plain cheap? Is there a balance that I am missing between being cheap and being responsible? Link to comment
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