My partner has a college degree, and a fabulous career. We have been together for 6 years. When I met him I had a really good job making pretty good money (enough to be self sufficient). The job at the time starting causing me anxiety attacks so I had to quit. I landed another job within a couple weeks and worked there for 3 years. Along came the pandemic and the company was taking a big hit financially. So I decided it was too unstable and I quit to find more rewarding work. I decided I wanted to be a Caregiver. I have spent most of my life working Customer Service jobs and I had enough. I have always wanted to work with Seniors and love spending time with them any chance I could get. So I took this job at a home care agency. My partner supported me greatly and said it will all be ok. Sadly Caregivers make HORRIBLE money, so I also have another part time job as a Pet Sitter. My paychecks are NO where near what I use to make working full time but I am so much happier. I make enough to pay my half of the bills (including my mortgage) and thats it.
Anyway, my partner is a Mechanical Engineer and makes pretty darned good money. We split the bills and in addition to his half, he insists on paying for things like vacations and dinners and shows out. Usually I don't mind, but sometimes it bothers me and I feel stupid that I can't afford to pay for our vacations and such. He keeps telling me that he WANTS to do this and that I pay enough for things. Why do I feel so weird about it? Sometimes I like to buy dinner when we go out. He doesn't always let me and knows I don't make much.
I am kind of freaking out lately as we need a major home improvement repair (roof) and I have no $$ saved to get it done. I have been able to pay for repairs in the past but I can't do it this time. I feel really crappy that I am so unstable financially and he is not. I have NOTHING saved as I cashed out everything I had (401k)to buy my house back in 2007. And my house is the only thing I own. I am afraid he is going to leave me when he realizes that I literally have NO money.
I think he has a pretty good idea that I make so little, and keeps telling me that "we are OK" when it comes to paying for major things. I feel so crappy about this. And I feel like such a loser. Also, we do not share bank accounts. He has his and I have mine. I have no idea what he has, nor does he of mine. I am embarrassed that I live paycheck to paycheck and he is able to save for retirement (he told me how much he has saved for "our retirement "and I was amazed). He has offered to pay all of the bills to which I said no. I need to feel like I am paying my share as I have always been self sufficient.
I'm just so embarrassed and I avoid discussing financial things with him as I am afraid that he will learn that I have nothing. Am I over reacting? I feel like such a loser.
Thank you for listening.