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mck2006

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  1. That's too bad that his parents don't respect his decisions. However, I've always thought if a person is still living with his/hers parents, they should still have to follow the rules of the house. If those rules don't suit, he can move out, is this an option?
  2. Thanks so much for everyone's advice, it REALLY helps having an outsiders view on things! Unfortunately I think Im just too much of a cynic to do that. People break up all the time and if we broke up after giving him half my house and money I would be pretty upset! My name is on the deed. I won't have to do anything more than this to make it legally mine would I? We don't do taxes together or anything, and don't have kids, so shouldn't be considered common law... This would make sense, but unless he wants to pay a lot of money for many many years down the road.... We are thinking that the next house we move into he will be able to split a down payment at which point we will be able to share the place and mortgage etc, so much easier!
  3. Oh we have talked, and he does expect to pay something! My problem is that he I don't know what is normal in this sort of situation and don't want to have either of us feel used. I was going to pay for all for the summer bills too since he doesn't start work until September, (at which point he will actually be making more than me). Assuming the bills are about $400/month and half of these are his anyways since he is living there, then it is like him paying $200 rent plus his share of the bills... My house would rent out for at least $1200/month PLUS bills if he were to rent it. So it really DOES end up being a very good deal for him... And the $200/month will help me pay for repairs etc.. I could just get him to write the cheques etc to the billing companies, but since most are in my name as they are carried over from my last home, it might get confusing. Of course I could pay them and get him to write me a cheque for the bills each month, but of course then we'd have to sit down each month and discuss numbers and who wants to do that?
  4. This is true, I don't want to feel like his landlord! But then I would have to ask him for half the house money. I would have to ask him for 2500 for the appliances, half of the repair costs (about 5000) and he just doesn't HAVE this kind of cash so I could never ask him for it. I do not have any money left over except what I kept aside to pay for all of these repairs. Now my boyfriend, on the other hand, has no money in the bank, but he is about to start a well-paying job. We were looking into me putting 50% down and him paying the mortgage, then we would both own half the house, split the bills 50/50 and it would be very simple. But since I have put everything down (and have very little money in the bank now) he will not have to pay mortgage. So we have to find another way to split it 50/50 and this is where it gets complicated. Splitting the bills 50/50 while I pay for everything else wouldn't actually be 50/50, you know?
  5. Yes I'm paying cash. This is where I am having the problem though. If we split the bills 50/50, I will end up paying much more than him, because I have had to put all the money down for the house (he put nothing down) I also had to spend $5000 on appliances, and all the furniture is mine. I will have to pay $4000 for a new roof more money for insulation etc, painting etc etc. So I am paying for the house and all that is in it, he would only have to pay $400/month bills. It's a weird situation, which is why I needed to post here for advice! But I think that I would feel a bit used if I paid for everything, then half the bills too...
  6. Hello, I have been together with my bf for over 2 years and we are now moving in together. I have just bought a house and was wondering if it is fair to charge him rent? I am not paying for rent or a mortgage, but will have about $400/month of bills (tax, inurance, phone, heating etc etc) to pay. I was thinking of charging my bf around $400 to cover these, since it is my money that is paying for the house, appliances, furniture etc etc. I would also pay for any renovations or repairs on the house. I was wondering if this is fair? I feel bad not paying these bills but at the same time have spent a LOT of money on everything else. We would split groceries 50/50. Do you think this is fair? He does not have very much money in the bank, but will have an okay paying job than me shortly, so will be able to afford it... What do you think? Thanks!
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