use a fur coat, it can be fake or real. Fox works best for me. With a fur you don't need any lube against your penis, just try and put on old sock over your dick when you cum, to avoid runing the fur. Fur feels great over the body, espcially round the buttock and bollocks. You can get cheap furs from second hand shops if you don't wanna spend the cash at first. It's will worth it for a mere 10 bucks.