Phillip R

I'm in my mid-40s, but I have come across a young lady that is a genuinely sweet and kind hearted woman and I really just find that so attractive. I'm not exactly sure what her age is, but we have had passing conversations and I really would like to get to know her better. My issue is that I think she is in her early 20s. I don't want to be a creep. Should I ask her out or just let this pass?