star18 Posted January 3, 2009 Share Posted January 3, 2009 About a week ago, a friend (and colleague) asked me if she could borrow some money off me until the next day as she couldnt get enough out the cash point to pay her rent after work. She said she would have gone to the bank and got it out but by the time we finish work they are closed. I said ok, as i have a little extra sat in my account at the moment- and she also said that she would give it back to me the next day.... Well she hasn't paid me the money back, nor mentioned it since. I know I am not desperate for the money, but it is £150 and i would like it back. Just i feel guilty asking for it before we get paid (we don't get paid again until the 28th) because I don't have bills to pay. And now i can't sleep because i am worrying about asking for it back...or if i'll ever get it back. Link to comment
Imissher Posted January 3, 2009 Share Posted January 3, 2009 You should politely ask her for the money. Ask her, "do you know when you'll be able to get the money", or something not rude. That's a tough one. A real friend would not be upset about this though. She told you she would pay you back. I would expect the money back also. Link to comment
Mythical_Suicide Posted January 3, 2009 Share Posted January 3, 2009 She said she'd pay you back so she needs to, maybe it has completely slipped her mind just casually mention it to her tell her you may be needing the money for something soon and will be needing it back. Link to comment
Portage Posted January 3, 2009 Share Posted January 3, 2009 Tell her you need the money an emergency has come up, you need it now. And never lend her money again. I'm like you, i'll be generous ONCE but if they don't live up to the agreement lesson learned. She really is a schmuck for putting you in that position, you can't help being kind-hearted, time for your co-worker to pay her debt. Link to comment
HeartGoesOn Posted January 3, 2009 Share Posted January 3, 2009 She should not have put you in the position of having to ask for it back. Also, if she couldn't get her money out of the bank that night, because it was too late, she certainly had time to get it out the next day, in order to repay you. I would call her, and tell her that you're stopping by to collect the money you loaned her, no need for you to apologize...after all, it's your money. Take care... Link to comment
relm Posted January 3, 2009 Share Posted January 3, 2009 I think it would be good for you to ask her for your money back. Here is why - standing up for your needs is something that you'll have to do millions of times in various situations. Get some practice at it here...just ask her "have you had a chance to get the money from the bank yet because I need it for xyz reason." If she says no, ask "when will you have the chance?" and then let her know you'll ask her again on that day. I think that is being assertive yet polite. Believe me, this sort of thing happens so often in various ways. Some people (myself included) find a hard time standing up for what is in their best interest and it gets easier with practice so you might as well start now. Link to comment
laisla Posted January 3, 2009 Share Posted January 3, 2009 I would call her, and tell her that you're stopping by to collect the money you loaned her, no need for you to apologize...after all, it's your money. Take care... i agree with this post. whenever i had asked friends "when do you think you can repay me back?" they've continued to procrastinate and it frustrated me even more. be friendly with her but be assertive about it. Link to comment
loulee Posted January 3, 2009 Share Posted January 3, 2009 yes agree..this is a learning curve...be open and assertive and just ask...and I would suggest that she is the one to be made feel guilty not you..this isnt a five dollar hand out after all...say something like.. You know the money you borrowed and said you would pay back by last such and such date...well Ive let it go until now..BUT I definitely need the money back by this Friday or sooner." no reason is necessary to justify why you need something you loaned out on good will on the false promise it would be returned promptly.. It wasnt AND it should have been....and do not give any room for the repayment to be put off. Never say IF you have it... Link to comment
laisla Posted January 3, 2009 Share Posted January 3, 2009 It wasnt AND it should have been....and do not give any room for the repayment to be put off. Never say IF you have it... yup!! she didn't tell you that she was tight on money - she said it was inconvenient for her to go to the bank that day, so in essense she should have the money ready for you. Link to comment
waltwhit Posted January 3, 2009 Share Posted January 3, 2009 Tell her you need the money an emergency has come up, you need it now. And never lend her money again. I'm like you, i'll be generous ONCE but if they don't live up to the agreement lesson learned. She really is a schmuck for putting you in that position, you can't help being kind-hearted, time for your co-worker to pay her debt. Absolutely right! Link to comment
Recommended Posts
Archived
This topic is now archived and is closed to further replies.