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Thread: Financial issue - what thought /analytical process works for you?

  1. #21
    Platinum Member j.man's Avatar
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    And she should definitely be asking for a rate increase. A LOT of my peers unfortunately don't, and it doesn't surprise me your lady hasn't, but if year over year her rates aren't keeping up with inflation, she's effectively being paid less. My rates increase with inflation every year, rounded up.

    I think it puts her character-wise in a much better light if she has in fact been devaluing her time over these last 9 years. It tells that while she may be a great cleaner, she's probably crappy business woman despite maintaining and increasing her clientele, and were it that she better asserted the value of her labor for what's been nearly a decade (not with just you, but whoever else aggregated), she may not be risking foreclosure at all.

  2. #22
    Gold Member Rose Mosse's Avatar
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    The issue here is that you don't know when the personal financial issues will clear. That's why you feel very little control over the situation and whether this situation will happen again. I think your troubles are with the forecasting and not being able to manage her finances which seem to be a problem. I'd find it difficult not to work with her and I think it's heavy-handed not working together. That's just me. I would loan the money but be certain that you won't be able to do it again (in your mind, mark it as a case by case basis). It's best not to be emotionally involved in her financial matters - less to do with prying and more to do with distancing yourself and remaining an employer, not a friend. $300 is not much to start and reasonable for an older business relationship. I'd be more inclined to ask questions if it's $500 or more considering the nature of the work.

    Regarding the process, I'd have it in writing with both your signatures on a simple handwritten note on paper and detail the amount of work equating to the amount of money paid in advance and date the specific dates of work on the note. Legally this works as a promissory note (a contract) and it is legally binding. She owes you work for the money paid. You can add in there that for every hour not worked, that money is owed back to you. Make an extra copy for her. You have a copy. She has a copy. I'd then put it in a calendar somewhere or on my phone and send her a reminder if she needs reminders 24-48 (1-2 days before) to come over to clean. Apart from that I don't see any other issues with the arrangement.

  3. #23
    Forum Supporter ~Seraphim ~'s Avatar
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    I agree becoming emotionally involved and invested is dangerous.

  4. #24
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    I think it's very ballsy of her to ask you for a vacation day, a contribution to a gofundme, and an advance. Very ballsy indeed.

    If she needs to increase the rate for her services, then that's on her, not you.

    If she needs money because her husband is unemployed, again, on her. She can work 2 jobs. Or he can find one (waiting tables, for all I care).

    This isn't about being heartless, but about not getting taken advantage of.

    I'd have her work out the rest of the time for what she owes you, and then politely move on from her.

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  6. #25
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    Originally Posted by LHGirl
    I think it's very ballsy of her to ask you for a vacation day, a contribution to a gofundme, and an advance. Very ballsy indeed.

    If she needs to increase the rate for her services, then that's on her, not you.

    If she needs money because her husband is unemployed, again, on her. She can work 2 jobs. Or he can find one (waiting tables, for all I care).

    This isn't about being heartless, but about not getting taken advantage of.

    I'd have her work out the rest of the time for what she owes you, and then politely move on from her.
    THank you LH Girl. My husband, who agreed with our decision - on the same page- also found it nervy.

    I think her husband starts his new job this week but bills were due. Something like that. I posted the update a few pages up as far as her additional text to me today with heartfelt thanks.

    It is valuable to have someone trustworthy, who can work with our schedule (not unusual schedule but we're specific about timing during the day) and who has a reputation in the building. It's a balance. We'll see. Like I wrote I'm not going to ask others if a similar request was made to protect her privacy/dignity and i wouldn't be surprised if others choose to share it with me. Nothing yet.

  7. #26
    Platinum Member catfeeder's Avatar
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    A nine year 'good' relationship with someone I've trusted with my home keys and no rate increases would have earned her the credibility for an instant yes from me, no questions asked. I wouldn't have another thought about it afterward.

  8. #27
    Platinum Member itsallgrand's Avatar
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    It would bother me because of the plea to your personal heart strings. This crosses from professional request to personal one, and yeah I don't like that when it comes to work relationships. Also the last minute ' I need this money now or else * horrible things *' always sets my alarm bells ringing. Perhaps I'm a tad cynical, but that hard push for urgency and no time to deliberate usually means some bs going on. More to the story, for sure.

    All that said, there are times I've still chosen to float someone on good faith. I won't lie though, it draws out of the trust bank. It can be a one off, and all returns to normal. But maybe that's part of why you feel uncomfortable - she's pushed the boundaries of the relationship with this request.

    I hope you'll update.

  9. #28
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    Originally Posted by itsallgrand
    It would bother me because of the plea to your personal heart strings. This crosses from professional request to personal one, and yeah I don't like that when it comes to work relationships. Also the last minute ' I need this money now or else * horrible things *' always sets my alarm bells ringing. Perhaps I'm a tad cynical, but that hard push for urgency and no time to deliberate usually means some bs going on. More to the story, for sure.

    All that said, there are times I've still chosen to float someone on good faith. I won't lie though, it draws out of the trust bank. It can be a one off, and all returns to normal. But maybe that's part of why you feel uncomfortable - she's pushed the boundaries of the relationship with this request.

    I hope you'll update.
    THanks and I will (in addition to her additional thank you).

    Catfeeder -yes I do trust her with access to our apartment and I also know we have a manager on premises and other safeguards. Yes, if she took care of my child full time she'd be more part of the family (we've never had that situation other than my niece as a part time mother's helper -she was already my personal family member and friend!) and I've seen indirectly where then the employee's personal life/issues may overlap with the professional relationship. I don't see it that way with her and her employees cleaning our apartment twice a month for 1.5 -2 hours each time. I'm a huge fan of keeping business/personal separate (I do it as an employee) whenever possible.

    Many years ago my secretary asked me for $300 so she could pay her sitter -it was early in the week and payday for her was Friday and she was short on cash. She hadn't been my secretary for that long but I "knew" her. I was concerned because 20 years ago $300 to me was a lot -well, even more than it is now. She promised to pay me back on a certain day. And she didn't. She paid me back soon after but only when I asked. That made me really uncomfortable. She is an individual though and I will NOT generalize as far as trusting this person or anyone else- but 20 years later I remember that really uncomfortable feeling of having to ask my employee and colleague to be paid back in that situation.

  10. #29
    Forum Supporter ~Seraphim ~'s Avatar
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    I am going to have to find someone willing to clean Saturdays. I can稚 keep up the pace I知 at. My husband wants my attention on Saturdays and rightly so because I知 very busy the rest of the week . And to tell the truth I am so exhausted by Saturday I can barely move . Sundays I知 tied up with choir practice and Mass. I have to maintain a standard due to my daycare . I can only hope I find somebody as trustworthy as the person you have .

  11. #30
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    Originally Posted by ~Seraphim ~
    I am going to have to find someone willing to clean Saturdays. I can稚 keep up the pace I知 at. My husband wants my attention on Saturdays and rightly so because I知 very busy the rest of the week . And to tell the truth I am so exhausted by Saturday I can barely move . Sundays I知 tied up with choir practice and Mass. I have to maintain a standard due to my daycare . I can only hope I find somebody as trustworthy as the person you have .
    I asked for referrals from friends and had one other under consideration but she was too complicated -wanted to meet to have a long talk about all our "needs" and treated it on too much of a personal level for me at that time as the mom of an infant who just wanted someone who would take charge and know how to do a basic cleaning. My person was referred through my management office in the building so I trusted her - she doesn't have a set of keys other than when she needs them (if we're not home she gets them from the office then returns them). She's been mostly reliable. But yes definitely personal referral and I would make sure you have time before to declutter if that is an issue (it is for us -about to do so now before I rush off to work!)

    Good luck!!!

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