What To Do When You Have An 'Influencer' Daughter Living At Home Who Doesn't Pay Bills

If you’re the parent of an ‘influencer,’ it’s likely you have a few unique challenges. As a parent, you want your daughter to be successful in both life and online life, but if she’s living with you and not paying her bills, it can be daunting to figure out what to do. Being an ‘influencer’ can come with some perks as well as pitfalls and navigating them can be difficult. Here are a few tips for how to handle this tricky situation.

The first thing you should do is talk to your daughter about the situation. It may be that she’s simply trying to make ends meet or that she is experiencing financial difficulties. Either way, open and honest communication is key. It’s important to listen to what she has to say and consider her perspective during this dialogue.

Next, it’s a good idea to establish a budget and payment plan if necessary. This will help you and your daughter understand where her money is going and give you some control over it. Make sure to include provisions for enough money going into savings, as well as any debts she may have. You can also set clear boundaries on what bills need to be paid and when – both for her and for yourself.

In addition to creating a budget, it’s important to help your daughter build good credit. If she doesn’t have any credit yet, teaching her the fundamentals of building and keeping a good credit score can be helpful. If she does have credit, then being aware of her credit history and how it can affect her future goals is also important. You can look into options for helping her manage debt, such as consolidating loans or negotiating with creditors for lower payments.

It’s important to provide emotional support. It can be difficult to witness your daughter struggling with finances, so it’s important to stay optimistic and encouraging during this process. You may also want to suggest ideas for other streams of income or budgeting techniques that could help. However, always make sure to respect your daughter’s wishes and decisions regarding her finances.

Navigating the unique challenges of having an ‘influencer’ daughter living at home and not paying her bills can be difficult, but it’s certainly possible. With an open dialogue, a solid budget and payment plan, help with building and/or maintaining credit, and emotional support, you can work with your daughter to solve her financial issues. With a little effort, patience, and guidance, your daughter can be back on track to financial success.