The Grandparents : Part 5

The Family and it's Members
by Anna Garlin Spencer

(Page 9 of 24)

Needed Ways of Preparing for Old Age. - First: There must be devised, as indicated above, better and surer ways of insurance, savings, and pensions, by which the grandparents can be made more or less independent even in families of limited means.

Second: There must he measures established for the prevention of premature old age, measures operating in health and in labor-power to prolong self-dependence by means of individual earnings, to the fullest extent possible.

Third: There must be for men, as for women, provision in vocational training by which each person may have in reserve some light and interesting form of activity, possibly of earning value, which may serve as occupation when strenuous work is outgrown.

Fourth: There must be a clearer understanding of the mutual obligations of parents and children so that the care of the aged may seem more often, what it really is in most cases, not a charity from within the family circle, to be passed around with jealous eye for just distribution of family burdens within the group of children, but a family debt, for the payment of which early and constant provision must be made by all members of the family during the years of largest earning power. If the grandparents have had a chance to save enough to pay all their own share of the family expense to the end of life, well and good. If, on the contrary, as is so often the case (now that the social standard for child-care and child-education has risen to such heights of parental requirement), the parents, now old, have spent so lavishly on the schooling and marriage setting up of their sons and daughters that they have not been able to save for themselves, then the obligation of the children is clear and the grandparents should never feel themselves pensioners.

Fifth: Actual old age, senility, failure of physical and mental power, should be postponed in each case as long as possible by active measures of mental and moral discipline consciously undertaken by personal effort. "The making of mind" is not an art of youth alone. It is an art of middle age and of the older years. Says William James: "The man who daily inures himself to habits of concentrated attention, energetic volition and self-denial in unnecessary things, will stand like a tower when everything rocks around him and when his softer fellow-mortals are winnowed like chaff in the blast." Such a one also will resist the decay of powers and be able to keep young when the years tell of many birthdays.

To go over these points with greater detail: The first requirement, namely, to make sure that all possible financial provision is made for grandparents while they are yet young and capable enough in their work to save, is one that is more and more recognized. Moreover, the tendency in every country is increasingly toward state recognition of the duty of society toward its aged members. The proposition of Victor Berger, then the solitary socialistic member of the Congress of the United States, to pension every person over the age of sixty is one that will hardly be carried into effect. The objection, however, to much existing pensioning by the state which this blanket proposition was intended to offset is that its benefits are mostly for those near the poverty line or below it and hence may be and often is a discouragement to thrift and self-dependence rather than an aid to individual effort.

Pension Laws. - For example, in Great Britain, the pension law made all eligible to state aid who were over seventy years of age and whose personal income did not exceed one hundred and five dollars per year. Such were entitled to aid to the extent of $1.25 a week, and those having incomes above that sum were entitled to receive a graduated series of state benefits. This aid from the state has doubtless made the condition of many aged persons far more tolerable and even happy in families where, previous to the passage of that Act, the extra expense involved in caring for the grandparents was the last straw that broke the back of independency. In all cases where the addition of a few dollars weekly to the family income is an actual and obvious help to family comfort, state pensions for the aged have worked good results in family feeling and good-will and affection. Where, however, the state aid comes without any contributory savings from the individual or his employer and where to qualify for its benefit all must have an income of very small proportion, it is in effect a class measure and obviously for the relief of the very poor.

The higher family interest demands that every system of insurance or of subsidy, or of occasional aid to any member of the family, should tend directly and powerfully toward and not away from thrift, work capacity, and sound business principles. Society-at-large must now make good in some makeshift fashion for many social failures of the past, but its main currents of pressure upon the individual life should be in the production of a line of normal and successful men and women, rather than attempts to make all share alike, whatever their personal quality, when old age comes on. This principle makes it imperative that some larger and wiser plan than has as yet been attempted shall make all systems of financial care of the aged a positive aid toward self-dependence and social serviceability.

Old-age Home Insurance. - In this connection a radical suggestion is offered, namely, a scheme for Old-age Home Insurance. It is a well-known fact that the waiting list of most private Homes for the Aged is long, and that men and women wait piteously for the death of an "inmate" to give them entrance to the only place of comfort and security life can offer them. It is also well known that there are more aged persons who need the companionship of those of their own generation, who need quiet and relief from the noise and excitement of young children, than can now secure those requirements in the homes of their daughters or their sons. It is again true, although not so well recognized or understood, that most aged persons unable financially to retain a personal home would prefer a choice between residence in a child's family, however dutiful and generous that child might be, and residence elsewhere.

Copyright, 1923 by J.B. Lippincott Company

About the Author

Anna Garlin Spencer (1851-1931) was an American educator, feminist, and Unitarian minister. Born in Attleboro, MA, she married the Rev. William H. Spencer in 1878. She was a leader in the women's suffrage and peace movements. In 1891 she became the first woman ordained as a minister in the state of Rhode Island.