Personal Finance

Married Couples Disagree On Retirement Finances
by eNotAlone.com
Fidelity Investments' second Couples Retirement Study, first time conducted in 2007, has revealed that despite two years of crisis in the economy and financial instability, married couples have done very little in order to improve their communication

More Americans Become Bankrupt Due To Medical Bills
by eNotAlone.com
Medical bills are responsible for more than 60 per cent of personal bankruptcies in the Unites States, reports a new study by Harvard Medical School. And what is interesting, 75 per cent of the bankruptcy filers had health insurance.

Recession Forces Women To Spend More Money
by eNotAlone.com
Women during financial crisis are inclined to do more shopping and spend more money in order to rid themselves of depression associated with recession, suggest the findings of a new survey by British psychologists.

Bankruptcy Lawyers Charge Illegally?
by eNotAlone.com
Bankruptcy lawyers are billing their clients illegally by failing to get approval of the court before collecting fees, says a new report 'Routine Illegality in Bankruptcy Court Fee Practices.'

Women Postpone Pregnancy And Annual Check-Ups Because Of Economy
by eNotAlone.com
Because of the troubled economy, women are delaying pregnancy as well as their annual gynecological check-ups, found a new Gallup Organization survey conducted for the AmericanCollege of Obstetricians and Gynecologists (ACOG).

Crisis In Economy Affects Birth Control Methods
by eNotAlone.com
Several recent studies have found that more and more couples are now delaying having a child because of the current recession and crisis in economy as well as due to job insecurity and unemployment.

Rich People Spend Less Money During Recession
by eNotAlone.com
American Express Publishing and Harrison Group presented The Survey of Affluence and Wealth in America, which found that the richest Americans feel guilty about making luxury purchases in the current state of economy and are cutting back on spending money

Women Buy More Cosmetic Products During Recession
by eNotAlone.com
It has been known for a long time that women tend to buy lots of lipsticks in the hardest times of crisis in the economy. However, now cosmetic experts say that ladies are far more likely to care about flawless skin and buy lots of liquid foundation.

Unemployment To Blame For 'Unaffordable' Mortgage
by eNotAlone.com
Boston Federal Reserve Economists have found that it is unemployment and not high interest rates, that is to blame for missed mortgage payments. The economists took a critical look at the nation's foreclosure problem, and found evidence that directly

Want To Save Some Money? Don't Touch Products While Shopping
by eNotAlone.com
If you want to avoid making impulse and unnecessary purchases, then just keep your hands away from the tempting product. According to the new research, individuals who touch possible items in stores, are more likely to have an increased desire to purchase

Economic Crisis Affects Our Health
by eNotAlone.com
There is nothing else but economy that preoccupies the minds of Americans at present times of economic stress and recession. The negative statistics on unemployment, tanking investments, housing costs and consumer confidence keep coming and coming

The American Dream And Economic Crisis
by eNotAlone.com
The new MetLife Study of the American Dream found that 50 per cent of the population in the United States are presently just two paychecks away from not being able to meet their both ends meet in case of losing a job.

Conveniences Of An Online Banking
by eNotAlone.com
HSBC Direct conducted a survey according to which almost half of all adults in the Unites States who use the Internet, also do their banking online. For the study, researcher Kevin Martin, executive vice president of Personal Financial Services at HSBC

Credit Based On Trust And Good Looks
by eNotAlone.com
It turns out that a person's appearance plays a significant role when it comes to financial lenders to decide whether a borrower is trustworthy enough for a credit or not, suggests a brand new study by the U.S. researchers at Rice University

Men Suffer More From Recession Than Women
by eNotAlone.com
Job insecurity makes men more depressed, stressed and anxious than women in the same situation, according to new findings by academics at the University of Cambridge. The scientists said that the fear of losing a job, and in other words, the status

Sleep Problems Caused By Bad Economy And Financial Crisis
by eNotAlone.com
A new poll for the National Sleep Foundation has revealed that more and more Americans are developing problems with their sleep because of their concerns about the economy and current financial crisis.

Mania And Depression Linked To Money And Success
by eNotAlone.com
People who suffer from mania and depression are more likely to be attracted to success, money and fame, according to a new study, published in the British Journal of Clinical Psychology.

Money Can Make People Happy
by eNotAlone.com
Psychologists have discovered that people who spend their money on the right things such as going to the theatre, dining out or going on vacation, are more likely to be happier with their life than those who spend their money on material things.

How to Reduce Credit Card Debt
by eNotAlone.com
There has been a lot of talk recently about Americans being obsessed with credit cards and money spending. It has become known that over 60 million families in the United States carry balances on their credit cards which would mean that their bills

Mortgage Rates Go Down
by eNotAlone.com
Average rates on 30-year fixed-rate mortgages fell to 5.01% this week, setting a new record from the 5.1% last week, and from 5.87 % a year earlier, mortgage company giant Freddie Mac announced on Thursday based on the history of his weekly survey.